Buy Now Pay Later

ESTO leasing is an innovative payment solution that allows you to split payments into monthly installments. Conveniently spread the purchase amount over a longer period. You can use ESTO's buy now pay later in online and physical stores. All ESTO partner stores can be found at ESTO Market: https://esto.eu/lt/esto-market?lang=lt.

• 11.9% fixed interest rate.

• 0€ contract fee.

How to use ESTO leasing?

1. Add products to your shopping cart.

2. At checkout, select ESTO installment purchase.

3. Choose your preferred repayment period from 3 to 60 months.

4. You will receive a decision instantly.

5. In case of a positive decision, sign the contract with a digital signature.

6. Time to enjoy your purchases!

Use ESTO services responsibly, as this is a financial commitment associated with financial obligations. Before borrowing money from ESTO, we recommend assessing your ability to make payments on time and, if necessary, consulting with ESTO UAB specialists. Example of standard installment purchase terms: borrowing 500 EUR over a 12-month period, annual interest rate 11.9%, contract fee 0 EUR, monthly administration fee 3.9 EUR, monthly payment 48.30 EUR, total amount payable by the consumer 579.60 EUR, APRC 32.14%. Conditions may change depending on the chosen amount, contract term, or based on creditworthiness assessment results.

ESTO 3 is the most popular next-generation payment method. Conveniently split your purchase amount into 3 equal payments. Get exactly what you need, with no interest, no additional fees, and no deposit. You can use the ESTO 3-part payment solution in online and physical stores. All ESTO partner stores can be found at ESTO Market: https://esto.eu/lt/esto-market?lang=lt.

How does it work?

By choosing ESTO 3 as your payment method, you can split the total payment into 3 equal parts and pay them over 3 months with no fees.

1. Add products to your shopping cart.

2. At checkout, select ESTO 3.

3. You will receive a decision instantly.

4. In case of a positive decision, confirm the purchase.

5. Time to pick up your goods!

6. ESTO will send you the first invoice in the first days of the following month. You can pay it by the 15th of the month.

ESTO Pay Later – a new way to pay for purchases. Conveniently defer your purchase amount and pay for it within 30 days. Get exactly what you need, with no interest, no additional fees, and no deposit.

You can use ESTO Pay Later in online and physical stores. All ESTO partner stores can be found at ESTO Market: https://esto.eu/lt/esto-market?lang=lt.

How does it work?

By choosing ESTO Pay Later as your payment method, you will receive your goods immediately, but you won't need to pay for them right away. You can pay for them within 30 days.

1. Add products to your shopping cart.

2. At checkout, select ESTO Pay Later.

3. You will receive a decision instantly.

4. In case of a positive decision, confirm the purchase.

5. Time to pick up your goods!

6. ESTO will send you an invoice that must be paid within 30 days.

WHO IS ESTO?

ESTO is a financial services company founded in 2016. The company was born out of the need for payment solutions suitable for both the end consumer and the merchant. Today, ESTO offers various payment solutions in the Baltic states, collaborates with more than 5,000 partners and stores, and has built a network of more than 600,000 client partners. You can find the terms at: esto.eu/lt. If you need assistance, contact an ESTO representative at [email protected] or via the live chat window at https://esto.eu/lt/pagalba.